Where These Terms Apply
These terms apply to your use of 99exh where local law allows access in India. If a state, union territory or national rule is stricter than what you see here, that local rule comes first. We may pause account access until identity, age or address checks
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are complete, and we may refuse a request when the law or a verification step does not line up with the record. When a legal or verification step touches wallet activity, we only refer to the rails that are supported in your region. For Indian accounts,
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that means UPI, Paytm, PhonePe and Google Pay where those options are available. We keep request logs, consent records and support replies so we can trace changes, show what happened and respond if a dispute is raised. If you want a clarification, use the contact paths
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below and we will check the record before making any change.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.